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Our Philosophy

We offer a refined and expert approach to assisting clients in purchasing homes in New York City. Leveraging private banking methods, Konstantin ensures that each client benefits from bespoke financial solutions that align perfectly with their unique circumstances and goals. His commitment to an individualized approach guarantees that every client receives personal attention and tailored advice, distinguishing his service from the mainstream.

Complete confidentiality is at the core of our practice. Our clients can rest assured that their personal and financial information is handled with the utmost discretion and security. This level of privacy extends to all aspects of the transaction, ensuring a secure and trust-filled relationship.

Moreover, Konstantin’s deep expertise in the NYC real estate market places him at a significant advantage. His profound market knowledge not only guides clients through the complexities of real estate transactions but also ensures they make informed decisions, potentially leading to optimal financial outcomes. I am looking forward to helping you navigate the intricate landscape of New York City real estate with precision and expert insight.

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Approximate Closing Costs for The Buyer

Buyer’s Attorney Consult Your Attorney
Bank Fees $750
Application Fee $350
Processing Fee $330
Appraisal Fee Depending on Sales Price $300 - $1,500
Credit Report Fee $10.10 Single / $15.20 Joint
Bank Attorney Tax Escrows $650-$750 2 to 6 Months
Recording Fees $250 - $750
Fee Title Insurance Amounts Vary, Please Consult Your Attorney
Mortgage Title Insurance Amounts Vary, Please Consult Your Attorney
Municipal Search $350 - $500
Mortgage Tax - NYC (Paid by Borrower) 1-3 Family Home or Condo: If Mortgage Is Less than $500,000: 1.80%. if Mortgage Is $500,00 or More: 1.925% of Loan Amount
Purchaser’s Attorney (Consult Your Attorney) $1,500 - $2,500
Bank Fees $350 - $750
Application Fee $350
Processing Fee $330
Appraisal Fee Depending on Sales Price $300 - $1,500
Bank Attorney $650 - $750
Tax Escrows 2 TO 6 MONTHS
Recording Fees $250-$750
Fee Title Insurance Amounts Vary, Please Consult Your Attorney
Mortgage Title Insurance Amounts Vary, Please Consult Your Attorney
Municipal Search $350 - $500
Mansion Tax See Below
NYC Mortgage Tax Mortgage Less than $500,000 = 1.8%; Mortgage $500,000 + on 1-3 Family Residential Dwelling = 1.925%
Sponsor Transfer Taxes New Development / Sponsor Sales only Residential: Up To $500,000 = 1%; $500,000+ = 1.425%
Property Price Mansion Tax Rate
$1,000,000 – $1,999,999 1.00%
$2,000,000 – $2,999,999 1.25%
$3,000,000 – $4,999,999 1.50%
$25,000,000 or more 3.90%
Property Price Mansion Tax Rate
$10,000,000 – $14,999,999 3.25%
$15,000,000 – $19,999,999 3.50%
$20,000,000 – $24,999,999 3.75%
$25,000,000 or more 3.90%
BUYER’S ATTORNEY CONSULT YOUR ATTORNEY
BANK FEES $750
APPLICATION FEE $350
PROCESSING FEE $330
APPRAISAL FEE DEPENDING ON SALES PRICE $300 - $1,500
CREDIT REPORT FEE $10.10 SINGLE / $15.20 JOINT
BANK ATTORNEY TAX ESCROWS $650 - $750 2 TO 6 MONTHS
RECORDING FEES $250 - $750
FEE TITLE INSURANCE AMOUNTS VARY, PLEASE CONSULT YOUR ATTORNEY
MORTGAGE TITLE INSURANCE AMOUNTS VARY, PLEASE CONSULT YOUR ATTORNEY
MUNICIPAL SEARCH $350 - $500
MORTGAGE TAX - NYC (PAID BY BORROWER) 1-3 FAMILY HOME OR CONDO: IF MORTGAGE IS LESS THAN $500,000: 1.80%. IF MORTGAGE IS $500,00 OR MORE: 1.925% OF LOAN AMOUNT
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What's a Buyer Agent

A buyer's agent in NYC is an essential advisor who guides clients through the complexities of the real estate buying process while prioritizing their interests.

Roles of a Buyer's Agent

  • Expert Negotiator: A buyer's agent negotiates on your behalf, minimizing emotional interference to secure favorable contract terms that protect your interests and reduce risks.
  • Advisor: Guides you throughout the buying process, offering tailored advice to safeguard your interests.
  • Local Market Expert: Possesses in-depth knowledge of local real estate markets, helping you navigate market trends and pricing.
  • Property Assessor: Evaluates properties based on real-time market data, ensuring you pay a fair price.
  • Problem Solver: Manages challenges such as financing issues or closing delays with professional ease.
  • Closing Guide: Oversees the closing process, ensuring all necessary details are handled correctly.
  • Continued Support: Remains available for real estate advice even after the transaction, providing ongoing support.

Specific Scenarios

  • New Condo Purchases: Assists in navigating complex contracts drafted by developers, offering insights to protect against potential issues.
  • Difficult Co-op Purchases: Evaluates your likelihood of board approval, assists in crafting an application tailored to board expectations, saving time, money, and reducing stress.
  • Investment Properties: Helps develop financial models for investment returns, connects with specialized lenders and property managers, and aids in determining rental market values.

Selecting a Buyer's Agent

  • Experience and Familiarity: Ideal agents are well-acquainted with the neighborhoods you're interested in and have several years of experience.
  • Availability: They should be actively involved in your search and not delegate critical interactions to assistants.
  • Full-time Commitment: Full-time agents are typically more dedicated and knowledgeable.
  • Specialization: It’s beneficial if they have experience with the type of properties you are considering (condos, co-ops, new developments).
  • Personal Rapport: Trust your instincts about their professionalism and the pressure they apply.
  • Understanding Needs: They should resonate with your tastes and requirements.

The right buyer's agent can significantly enhance the purchasing experience by leveraging their expertise, network, and dedication to meet your specific needs in the dynamic NYC real estate market.

Current Market Offerings

Condo

Co-Op

Townhouse/Multifamily

Reviews

Kirill Z.

Kirill Z.

Konstantin spent months looking at apartments on UES with me over the last year. He never pushed me into making a decision I wasn’t sure of myself. I bought an apartment with which I am very happy. Konstantin was easy to work w...
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Elana H.

Elana H.

Konstantin is the only broker I'll ever use again. We were first-time home buyers and he made the whole experience an absolute breeze. Konstantin took the time out to explain the whole process, complete and compile necessary do...
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Buyer

Buyer

We were referred to Konstantin Zaliznyak by a coworker who had an excellent experience with him and we were not let down. Simply put, he is the best. Konstantin listened carefully to our needs and addressed them. He never press...
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Doron L.

Doron L.

Working with Konstantin was the best part of my apartment-purchasing experience! Recommended to me by a friend, Konstantin is extremely knowledgeable, professional, and responsive. Being a first-time home-owner, he guided me th...
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Dina K.

Dina K.

Konstantin is one of the best real estate agents you'll come across. He is professional, ethical, analytical, and an all-around great guy. If you are looking to rent in NYC, definitely reach out to him. I could not recommend Ko...
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Daria M.

Daria M.

I would highly recommend Konstantin to anyone who is looking for a broker. He helped us to find the perfect place, that we had been looking for a long while and weren’t flexible about our vision. Probably he is the most pleasan...
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Farshid K.

Farshid K.

Very positive experience! Even though we contacted Konstantine from overseas before moving to NYC, he was extremely helpful and helped us through the lease process remotely. Very smooth process and he kept us updated on every s...
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Svetlana

Svetlana

We had a great experience working with Konstantin purchasing an apartment for my family in Manhattan. He is a highly professional real estate broker and a very nice person as well. He has perfect knowledge of the current market...
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Mia M.

Mia M.

Konstantin helped me find my perfect apartment for my first time living in NYC. He helped me for over 2 months and was always available to help me. He took care of everything and made my moving process so much easier. I will de...
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Michael D.

Michael D.

Konstantin is an excellent agent and we highly recommend his service! He went above and beyond for us, kept us in the loop, and stayed on top of everything we needed. If you need a real estate broker in New York, please conside...
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Contact Details

Konstantin Zaliznyak

Phone

(646) 801-5777

Email

[email protected]

Address

205 East 42nd Street 20th floor New York, NY 10017

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